20-Hr. MLO Pre-Licensing Course Only Package

Individuals who wish to become a mortgage loan originator (MLO) are required to complete 20 hours of pre-licensing education, in accordance with the SAFE Act, which includes:

• Three hours on federal mortgage-related laws
• Three hours on ethics
• Two hours on non-traditional mortgage products
• 12 hours of electives

This course fulfills the SAFE Act requirement and provides a comprehensive introduction to the principles and practices of mortgage lending. In addition to the required core topics, the course will focus on content areas appearing on the SAFE MLO Test:

• Uniform state content
• General mortgage knowledge
• Mortgage loan origination activities, including loan inquiry and application process requirements, qualification, closing, and financial calculations

The course brings the content to life through a variety of videos and activities allowing students to learn the content, discuss it with an instructor and other students, and apply it to a range of exercises, real-life scenarios, and case studies.