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Kentucky Mortgage Continuing Education Mortgage Loan Originator Courses
- Renewal requirements:
- National: 7
- State: 1
- Total hours: 8
- View full state requirements
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Packages
8-Hr. KY MLO 2024 Late CE Package
Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.
- Late CE 7 Hour SAFE Core: 2024 Mortgage Loan Originator Course
- Late CE 1 Hour KY SAFE: 2024 Kentucky Law Review Course
8-Hr. KY MLO 2025 CE Package
This complete package includes all 8 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in Kentucky.
Courses included in this package:
- 7 Hour SAFE Core: 2025 Mortgage Loan Originator Course
- 1 Hour KY SAFE: 2025 Kentucky Law Review Course
Individual Courses
7 Hour SAFE Core: Mortgage Loan Originator Course
This online self-study course contains seven hours of annual continuing education core topics required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to non-traditional mortgage products
1 hour KY SAFE: 2024 Kentucky Law Review Course
A mortgage loan originator (MLO) licensed in Kentucky is required to complete eight total hours of continuing educational annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Kentucky-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; an completing exercises to demonstrate understanding of the content.
Late CE 7 Hour SAFE Core: 2024 Mortgage Loan Originator Course (#15311)
This online self-study course satisfies the seven hours of 2024 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
1 Hour KY SAFE: 2025 Kentucky Law Review
A mortgage loan originator (MLO) licensed in Kentucky is required to complete eight total hours of continuing educational annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour of Kentucky-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; an completing exercises to demonstrate understanding of the content.
7 Hour SAFE Core: 2025 Mortgage Loan Originator Course
This online self-study course satisfies the seven hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
State Requirements for Kentucky
Kentucky Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 8 hours
-
3 hours of federal law
-
2 hours of ethics
-
2 hours of non-traditional mortgage lending
-
1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.