1 Hour MD SAFE: 2024 Maryland Law Review Course
A mortgage loan originator (MLO) licensed in Maryland is required to complete eight total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
One hour of Maryland-specific education This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
State Requirements For Maryland
Maryland Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 8 hours
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
Maryland Contact Details for Mortgage Continuing Education
Maryland Commissioner of Financial Regulation
Phone: 410-230-6100
Email: CFRLicensing@dllr.state.md.us
Website: Office of the Commisioner of Financial Regulation
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing