2 Hour OR SAFE: 2025 Oregon Law Review
A mortgage loan originator (MLO) licensed in Oregon is required to complete 10 total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
- Two hours of Oregon-specific education
This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
State Requirements For Oregon
Oregon Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 10 hours
-
3 hours of federal law
-
2 hours of ethics
-
2 hours of non-traditional mortgage lending
-
1 hour of elective
-
2 hours of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved is not required to complete CE within the same year.
Successive Years Rule:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
Oregon Contact Details for Mortgage Continuing Education
Oregon Division of Financial Regulation
Phone: 503-378-4140
Email: NMLS.Licensing@oregon.gov
Website: Oregon Division of Financial Regulation
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing