9-Hr. WA MLO 2025 CE Package
This complete package includes all 9 hours of annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license in Washington.
Courses included in this package:
- 8 Hour SAFE Comprehensive: 2025 Mortgage Loan Originator Course
- 1 Hour WA SAFE: 2025 Washington Law Review Course
This online self-study course satisfies the eight hours of 2025 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on lending standards related to nontraditional mortgage products
- One hour on elective content
A mortgage loan originator (MLO) licensed in Washington is required to complete nine total hours of continuing education annually. This includes:
- Three hours on federal mortgage-related laws
- Two hours on ethics, fraud, and consumer protection
- Two hours on traditional and non-traditional mortgage products
- One hour on elective content
- One hour of Washington-specific education
This online self-study course satisfies the one hour of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.
State Requirements For Washington
Washington Requirement Detail for Mortgage Continuing Education
Hours Required by the State: 9 hours
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3 hours of federal law
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2 hours of ethics
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2 hours of non-traditional mortgage lending
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1 hour of elective
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1 hour of state-specific education
An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.
Course Duplication:
A licensee may not take the same CE course two years in a row.
Seat Time:
Seat time will be enforced and our online course delivery system manages this requirement.
Washington Contact Details for Mortgage Continuing Education
Department of Financial Institutions
Phone: 360-902-8703
Email: MortgageLicensing@dfi.wa.gov
Website: Department of Financial Institutions
NMLS Resources for Mortgage Continuing Education
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing