9-Hr. WV MLO 2024 Late CE Package

$135
This product includes:
Elective Hours: 2 Mandatory Hours: 7 Total Hours: 9
Description
Package content and courses
Renewal Requirements

Late CE courses should only be completed by MLOs who need to complete a prior years' CE, as instructed by their state regulator. Do NOT complete a late CE course if you're intending to satisfy a current year CE requirement. Log in to your NMLS account and review your education record to verify whether you need to complete late CE.

Courses included in this package:
  • Late CE 7 Hour SAFE Core: 2024 Mortgage Loan Originator Course
  • Late CE 2 Hour WV SAFE: 2024 West Virginia Island Law Review Course

Package Content:
Late CE 7 Hour SAFE Core: 2024 Mortgage Loan Originator Course (#15311)

This online self-study course satisfies the seven hours of 2024 annual continuing education required of individuals maintaining a state-issued mortgage loan originator (MLO) license. Within this course, students will spend time reviewing required topics, including:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on lending standards related to nontraditional mortgage products

2 Hour WV SAFE: 2024 West Virginia Law Review Course

A mortgage loan originator (MLO) licensed in West Virginia is required to complete nine total hours of continuing education annually. This includes:

  • Three hours on federal mortgage-related laws
  • Two hours on ethics, fraud, and consumer protection
  • Two hours on traditional and non-traditional mortgage products
  • Two hours of WV state-specific defined electives

This online self-study course satisfies the two hours of required state-specific education. Within the course, students will spend time reviewing state regulations and acts impacting mortgage loan origination activities; perusing scenarios, examples, or case studies; and completing exercises to demonstrate understanding of the content.

State Requirements For West Virginia

West Virginia Requirement Detail for Mortgage Continuing Education

Hours Required by the State: 9 hours 

  • 3 hours of federal law

  • 2 hours of ethics

  • 2 hours of non-traditional mortgage lending

  • 2 hours of state-specific education

An MLO who has completed their pre-licensure education (PE) course requirements in the same year in which the license was approved, is not required to complete CE.

Course Duplication:

A licensee may not take the same CE course two years in a row. 

Seat Time:

Seat time will be enforced and our online course delivery system manages this requirement.

West Virginia Contact Details for Mortgage Continuing Education

West Virginia Division of Financial Institutions
Phone: 304-558-2294
Email: lmiller@wvdob.org; tshock@wvdob.org: ryoung@wvdob.org
Website: West Virginia Division of Financial Institutions

NMLS Resources for Mortgage Continuing Education

West Virginia MLO License Description Page
Professional Standards: Mortgage Education
Professional Standards: Criminal Background Check
Professional Standards: Credit Report
Professional Standards: MLO Testing